if you are a group- we will quote the dental benefits inside the group policy.
There are basically two options for individual and family dental coverage.
- Dental DHMO (set copay amounts)
- Dental Discount Plan (discounted prices)
I. Dental DHMO: Delta Dental and Humana - see price comparison chart below.
- Select one dentist for entire family
- Pay either annually or monthly but you have a 12 month contract (Delta Dental is a annual premium only)
- Pay everything with a copay and most preventive is covered at 100%
- No annual maximums, no waiting periods, and no deductibles.
II. Dental Discount Plan: Dental Vision Plan Aetna Vital Savings- see price comparison chart below.
- Choose from a variety of dentists in the network
- Pay discounted prices for everything including preventive: typical 20 - 30% in savings
- Vision Discounts are included in the Dental Plan.
- No annual maximums, No waiting periods. and No deductibles.
All payments listed below are what you pay and not what the insurance pays.
Note: Delta Dental is not available in all areas of Texas like Waco so click on links below for a doctor search.
Dental and Vision Health Insurance
| Procedure |
Typical Cost
Without Insurance
|
Delta Dental Insurance:
1 person:
$150.00 = $12.50 month
1 + dependent:
$250.00 =$20.83 month
1 + family:
$370.00=$30.83
month
|
Humana C-5550 - TX
Note there is a savings if you pay annually.
Cost: for 1 person
$15.50 month
$19.00 enrollment
Cost: for 2 people
$25.75 month
$19.00 enrollment
Cost for 3 people
$34.57 month
$19.00 enrollment
Cost for 4 people
$43.22 month
$19.00 enrollment
Cost for 5+ people
$51.23 month
$19.00 enrollment
|
Aetna Discount Dental and Vision Plan
Cost: $10.50 per household
These are the charges but they are not guaranteed- but prices that are discounted off of what the dentist charges
|
| How it Works: |
|
Pick one dentist and pay only fees on schedule
|
Pick one dentist and pay only fees on schedule
|
Discounts are 20 -50% off most common dental procedures. |
| Routine Check up |
$85.00 |
$5.00 |
$10.00 |
$29.00 |
| Cleaning |
$85.00 |
$15.00 |
No Charge |
$39.00 Child
$56.00 Adult
|
| X-rays: Bitewing Four Films |
$55.00 |
No Charge |
No Charge |
$34.00 |
| Tooth Colored Filling: two surface |
$144.00 |
$45.00 |
$55.00 |
$100.00 |
| Crown Full Cast |
$899.00 |
$295.00 |
$300 + lab |
$597.00 |
| Root Canal- Molar |
$900.00 |
$270.00 excluding restoration |
$450 excluding restoration |
$678.00 excluding final restoration |
| Waiting Periods |
NA |
None |
None |
None |
| Annual Maximum |
NA |
None |
None |
None |
| Deductibles |
NA |
None |
None |
None |
Steps To Enroll In Delta Denta or Humana Or Aetna Vital Savings
Use the links below: Call Me Jeanette Taylor at 281-751-7038 if you need help or have questions. The links below will also show a more detailed outline of coverage for each plan. Just click around in the site and you wil find the outline of coverage.
I. Texas Dental Copay Plans: Dental Insurance
Pick this if you like the security of a set copay. The network might be smaller than the discount plans so follow directions below to check to see which dentists accept the plan.
Delta Dental for Texas:
Click to ENROLL
and see plan details. Please use my broker number 5065 when you register. I get credit and it will not affect your premium. I will act as your broker of record. You must sign up by the 21st of the month for an effective date of the first of the following month.
Humana C-550- TX
Click to ENROLL
and see plan details. You must sign up by the 15th of the month for an effective date of the first of the following month.
How to find Dentists who accept the Dental Copay Plan: Delta Dental and Humana C-550 - TX
Deltal Dental for Texas 
Humana CB Direct Prepaid Dental C 5500 TX 
II. Texas Dental and Vision Discount Plans: Discounted Prices off of Dental and Vision Services
Aetna Vitals Savings Plan: This is a Dental and Vision Discount Plan

Human Also has a Dental and Vision Discount Plan: 